Cottage Insurance / Seasonal Dwellings

How your vacation property is used and how often it is occupied will dictate which insurance packages are appropriate for you.  Insurance is usually provided as a Named Perils policy which means that you have coverage for specific risks such as fire, explosion, smoke damage, and weather related damage.  Coverage for certain risks may be difficult or expensive to arrange because of the part-time occupancy and/or location of the property.

 

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